Frequently asked questions
Straight answers on how asset finance works, and how we can help — for businesses across the South West.
What is an asset finance broker?
An asset finance broker arranges finance for business assets — vehicles, trucks, equipment and machinery — by working across a panel of lenders rather than being tied to one. Instead of taking whatever the dealer's finance desk offers, you get someone working the whole market on your side. UHY Asset Finance is a specialist asset finance broker based in Busselton, serving businesses across South West WA.
What can I finance through UHY Asset Finance?
Work vehicles, trucks and heavy commercial, and business equipment — including utes, vans, trailers, prime movers, tippers, earthmoving gear, access equipment and agricultural machinery. New or used, dealer or private sale. If your business runs on it, it's worth a conversation.
Do I need to be an existing client of UHY to use the finance side?
No. UHY Asset Finance works with any South West WA business, whether or not you're a client of the accounting firm. The connection to UHY Haines Norton PRT means the finance is structured by people who understand the tax and structuring side of running a business — but you don't need an existing relationship to get started.
What's a chattel mortgage?
A chattel mortgage is a common way to finance a business asset: the lender advances the funds, you own the asset from day one, and the asset itself secures the loan. It's one of several structures — including hire purchase and leasing — and the right one depends on your business, your cash flow and your accountant's advice. We'll talk you through which fits.
What areas do you cover?
UHY Asset Finance is based in Busselton and works with businesses across South West WA — including Busselton, Dunsborough, Margaret River, Bunbury and the surrounding region.
How do I get started?
Tell us what you're looking at — the asset, your rough budget, and what the business does. We'll look across our panel of lenders, structure options that suit your situation, and give you clear terms to compare. No obligation: if it's not the right time, it's not the right time.
Still have a question?
If your question isn't answered here, just ask. Tell us what you're looking at and we'll point you in the right direction — no obligation.